{"id":1527,"date":"2025-01-30T14:30:18","date_gmt":"2025-01-30T14:30:18","guid":{"rendered":"https:\/\/haberv8.thewpdemo.com\/tcmb-zorunlu-karsilik-oranini-dusurdu-1527.html"},"modified":"2025-01-30T14:30:18","modified_gmt":"2025-01-30T14:30:18","slug":"tcmb-zorunlu-karsilik-oranini-dusurdu","status":"publish","type":"post","link":"https:\/\/marmarahabermerkezi.com\/index.php\/2025\/01\/30\/tcmb-zorunlu-karsilik-oranini-dusurdu\/","title":{"rendered":"TCMB, zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc"},"content":{"rendered":"<p class=\"text\">T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131 (TCMB), T\u00fcrk Liras\u0131 zorunlu kar\u015f\u0131l\u0131klara uygulad\u0131\u011f\u0131 faiz oran\u0131 koridorunu 1,10 puan a\u015fa\u011f\u0131 \u00e7ekti.<\/p>\n<p class=\"text\">Y\u00fcksek bir Zorunlu Kar\u015f\u0131l\u0131k oran\u0131, bankalar\u0131n daha az kredi vermesini sa\u011flayabilirken, d\u00fc\u015f\u00fck bir oran kredi geni\u015flemesine imkan verir.<\/p>\n<p><strong>ORANLAR AZALTILDI<\/strong><\/p>\n<p class=\"text\">TCMB&#8217;nin a\u00e7\u0131klamas\u0131na g\u00f6re 27 Aral\u0131k 2024 ila 23 Ocak 2025 tarihleri i\u00e7in y\u00fczde 0,00 ila y\u00fczde 39,90 aral\u0131\u011f\u0131nda olan zorunlu kar\u015f\u0131l\u0131k faiz oran\u0131 koridoru, 24 Ocak 2025 tarihinden itibaren y\u00fczde 0,00- y\u00fczde 37,80 aral\u0131\u011f\u0131na d\u00fc\u015f\u00fcr\u00fcld\u00fc.<\/p>\n<p class=\"text\">S\u00f6z konusu oranlar 30 A\u011fustos 2024 ila 26 Aral\u0131k 2024 tarihleri aras\u0131nda y\u00fczde 0,00 ila y\u00fczde 42 aral\u0131\u011f\u0131ndayd\u0131.<\/p>\n<p><strong>ZORUNLU KAR\u015eILIK ORANI NED\u0130R?<\/strong><\/p>\n<p class=\"text\">Zorunlu kar\u015f\u0131l\u0131klar bir para politikas\u0131 arac\u0131d\u0131r. Merkez Bankas\u0131, 2010 y\u0131l\u0131n\u0131n son \u00e7eyre\u011finden itibaren uygulamaya ba\u015flad\u0131\u011f\u0131 yeni strateji \u00e7er\u00e7evesinde, s\u00f6z konusu d\u00f6nemde enflasyon g\u00f6r\u00fcn\u00fcm\u00fcn\u00fcn olumlu seyretmesinin de sa\u011flad\u0131\u011f\u0131 imk\u00e2n d\u00e2hilinde, makro finansal risklerin azalt\u0131labilmesine y\u00f6nelik politikalar geli\u015ftirmi\u015ftir. Bu do\u011frultuda, temel politika arac\u0131 olan bir hafta vadeli repo ihalelerine ek olarak zorunlu kar\u015f\u0131l\u0131klar aktif bir \u015fekilde kullan\u0131ma sokulmu\u015ftur.<\/p>\n<p class=\"text\">Zorunlu kar\u015f\u0131l\u0131\u011fa tabi y\u00fck\u00fcml\u00fcl\u00fckler iki haftada bir cuma g\u00fcn\u00fc itibar\u0131yla hesaplan\u0131r. Bankalar\u0131n tabi olduklar\u0131 muhasebe standartlar\u0131 ve kay\u0131t d\u00fczeni esas al\u0131narak, yurt d\u0131\u015f\u0131 \u015fubelerinin y\u00fck\u00fcml\u00fcl\u00fckleri d\u00e2hil, Merkez Bankas\u0131na, Hazineye, yurt i\u00e7i bankalara ve uluslararas\u0131 anla\u015fmayla kurulmu\u015f olan bankalar\u0131n T\u00fcrkiye\u2019deki merkez ve \u015fubelerine olan y\u00fck\u00fcml\u00fcl\u00fckleri hari\u00e7 olmak \u00fczere, a\u015fa\u011f\u0131da belirtilen bilan\u00e7o kalemleri zorunlu kar\u015f\u0131l\u0131\u011fa tabi T\u00fcrk liras\u0131 ve yabanc\u0131 para y\u00fck\u00fcml\u00fcl\u00fcklerini olu\u015fturur.<\/p>\n<p class=\"text\">T\u00fcrk liras\u0131 cinsinden tesis edilen zorunlu kar\u015f\u0131l\u0131klara Merkez Bankas\u0131nca belirlenen ko\u015fullara ba\u011fl\u0131 olarak faiz uygulan\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131 (TCMB), T\u00fcrk Liras\u0131 zorunlu kar\u015f\u0131l\u0131klara uygulad\u0131\u011f\u0131 faiz oran\u0131 koridorunu 1,10 puan a\u015fa\u011f\u0131 \u00e7ekti. Y\u00fcksek bir Zorunlu Kar\u015f\u0131l\u0131k oran\u0131, bankalar\u0131n daha az kredi vermesini sa\u011flayabilirken, d\u00fc\u015f\u00fck bir oran kredi geni\u015flemesine imkan verir. ORANLAR AZALTILDI TCMB&#8217;nin a\u00e7\u0131klamas\u0131na g\u00f6re 27 Aral\u0131k 2024 ila 23 Ocak 2025 tarihleri i\u00e7in y\u00fczde 0,00 ila y\u00fczde 39,90 aral\u0131\u011f\u0131nda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1529,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[22],"class_list":["post-1527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kirklareli","tag-ekonomi"],"views":230,"_links":{"self":[{"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/posts\/1527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/comments?post=1527"}],"version-history":[{"count":0,"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/posts\/1527\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/media\/1529"}],"wp:attachment":[{"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/media?parent=1527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/categories?post=1527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marmarahabermerkezi.com\/index.php\/wp-json\/wp\/v2\/tags?post=1527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}